I define an opportunity as the following: a situation that if engaged, could create a favorable outcome. From this view, opportunity is everywhere. We just have to be capable of seeing it. And seeing it isn’t always so easy. Too many people try to have us believe that they’re presenting…

When I got my first MacBook in grad school, it was love at first sight. There were no two ways about it: I was committed to my MacBook. And that commitment looked like using my Mac until the wheels fell off. In my book, “the wheels fall off” when I…

Reality is complex. The standard way of dealing with complexity is to simplify. We’ll call these simplifications of reality models. Models are useful to the degree they help us achieve some goal that would otherwise be more difficult to do. In this post, the reality is your investment options. The…

Recent bank failures have targeted banks that have a disproportionate number of customers with balances exceeding the $250,000 FDIC limit. Given that over half of Americans can’t afford a $1,000 emergency expense, it seems that this limit isn’t likely a problem for most. That said, it is still a problem…

If you don’t have ideas for investing your money in ways that will outperform the market at large or the S&P 500, it’s probably best to just be average and buy the index. As studies show, if you just “buy the index,” you will generally do better than active traders…

If you search YouTube for Michael Saylor interviews on Bitcoin, you’ll find a ton. The long form interviews are best. They’re long but worth it. One gem I picked up relates to inflation. It’s an idea worth spreading. So, I’m spreading it. The Poor and Middle-class have one definition of inflation, and the Rich have another Contrasting the poor and middle-class to the rich…

In the video above, an attendee of the Berkshire Hathaway shareholder meeting asks Warren Buffet about a very popular story that’s told about Warren Buffet. In fact, the story is recounted by James Clear of Atomic Habits fame at https://jamesclear.com/buffett-focus. The TL;DR is you make a list of 25…

Caller ID is a wonderful way to screen calls. However, it’s no panacea. Scammers can spoof caller ID. So, scammers can call you and the number that shows up on your phone will be, for example, “Bank of America.” …

With the Fed increasing interest rates to fight inflation, lots of people have been flocking to buying government backed securities (see Accounts to buy bonds from the government jumped fivefold as yields boomed). …